Chicken recipes are always a crowd-pleaser. This easy chicken marinade comes together in minutes for juicy, tender chicken every time.
For years now, we’ve used a simple marinade that I quickly throw together for our grilled chicken. It uses ingredients that you’ll most likely have on hand. If not, I urge you to buy them the next time you are at the grocery store, along with your favorite cuts of chicken and make it! It makes the perfect chicken marinade! I think you’ll love it.
Choosing A Reverse Mortgage Lender
A reverse mortgage loan can be quite beneficial for the financial security of qualified seniors, ages 62 and over who have sufficient equity in their homes. The funds from a reverse mortgage loan can be used to supplement retirement income, pay off an existing mortgage and other debt, pay for medical care, prescriptions, in-home care, make home improvements or repairs or just to save for that rainy day fund.
Since not all reverse mortgage companies provide the same level of service, it is important that you choose your lender carefully and weigh all of your options. The Federal Trade Commission (FTC) recommends the following steps before choosing a reverse mortgage lender.1
Check Reverse Mortgage Rates/Costs
The Mortgage Insurance Premium (MIPs) is the same for all lenders as it is required by the HECM program guidelines, but origination fees, interest rates, closing costs and servicing fees may be different.
Decide Which Reverse Mortgage Lender is Best For You
Side-by-side comparisons may help you save money. Reverse Mortgage counselors will be able to provide this information if you have questions.
Know the TALC Rates
Clearly understand what requirements need to be followed to prevent the reverse mortgage loan from becoming due. Counselors and Lenders will be able to explain the Total Annual Loan Costs (TALC) that show the estimated annual cost of the loan.
Understand Your Loan Options
If you are planning to use the proceeds from your reverse mortgage loan for home repairs or improvements, contact your local Area Agency on Aging to see if you may qualify for loans for home repairs or help paying property taxes. Visit www.eldercare.gov for more information at Area Agencies on Aging.
The Federal Housing Administration (FHA) keeps an updated list of FHA-approved reverse mortgage lenders. In addition to the costs and value of a reverse mortgage loan, choosing a lender with strict adherence to professionalism will make your lending process as smooth as possible.
A higher rating with the Better Business Bureau and membership with National Reverse Mortgage Lenders Association (NRMLA) will help ensure that you choose a legitimate, quality lender. NRMLA requires that lenders adhere to a strict set of values that include fairness, confidentiality, integrity, competence, diligence and professionalism.
For more information about reverse mortgage loans and which loan option might be right for you, please click here to request our free Educational DVD and Reverse Mortgage Handbook or use our reverse loan calculator to see how you may qualify for a reverse mortgage loan.